Stopping at a traffic junction about a kilometre away from my house, I notice a cyclist all suit up with reflective jersey paddling pass...

Firstly, I want to thank all the readers that commented, and personal messaged me on James's story. This the part two which I promise....

Sitting on a tall table, sipping Suntory Black Beer, and sharing a lovely plate of fries and pork loin with my long time Insurance friend...